The Covid19 Coronavirus pandemic and the shutdown response has caused a massive shock across Canada. We are feeling the pain of the many people who have called in for our help recently due to the negative impact COVID is having on their financial lives. In only a few months this pandemic has created a bigger need than ever for Canadians to seriously look at all of the great debt reduction and credit repair options that are available to them. We...

We are excited to announce that our office 4 Pillars Victoria | DebtVictoria were Finalists for the Victoria BBB Torch Awards for the 3rd time. The Torch Award is given out by the BBB (the Better Business Bureau) for the purpose of recognizing businesses who regularly display excellence in their work and their local community. It is presented in recognition of their commitment to the BBB standards of Trust to benefit their customers, their...

We are excited to announce that our office 4 Pillars Victoria (DebtVictoria) are again Finalists for the BBB Torch Awards. See all Award Finalists listed here. The Torch Award is given by the Better Business Bureau (BBB) and is designed to name businesses who display excellence in a community. It is presented in recognition of their commitment to the BBB standards of Trust to benefit their customers, employees, and community in general....

Funny video about Credit Reports. While credit is not usually a funny subject John Oliver does a good job of shedding some light on some facts about credit with his humorous twist. Most of it is relevant but remember he is in the USA, and they have 3 credit reporting agencies there but in Canada we only have 2 (Equifax & Transunion). We do not have the credit reporting agency called Experian here in Canada. It’s interesting how John Oliver...

Today, I want to talk about two things. First, I’ve been meaning to share where people can find reviews of our 4 Pillars Victoria office. And second, I want to talk about what you need to know about debt consultants (also called debt counselors or debt settlement consultants). How can you avoid hiring a debt settlement company that is a scam? Do they prey upon vulnerable debtors? I’ll show you some immediate red flags. OK, first the reviews....

We are excited to announce that we were chosen as a BBB Torch Award Finalist this year in the personal service category. I just wanted to say thank you to all of our amazing clients for nominating us for this Better Business Bureau (BBB Victoria BC) Award. This award is given to businesses based on the following criteria – Ethical Decision Making, Trustworthiness, Customer Service Excellence, and Community Engagement, and having a good customer...