Consolidate and Reduce your Debt

BBB Torch Award Finalists – 2018

Posted by on Nov 27, 2018 in General | 0 comments

We are excited to announce that our office 4 Pillars Victoria | DebtVictoria were Finalists for the Victoria BBB Torch Awards for the 3rd time. The Torch Award is given out by the BBB (the Better Business Bureau) for the purpose of recognizing businesses who regularly display excellence in their work and their local community. It is presented in recognition of their commitment to the BBB standards of Trust to benefit their customers, their...

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Better Business Bureau Torch Award Finalists 2016

Posted by on Oct 6, 2016 in General | 0 comments

We are excited to announce that our office 4 Pillars Victoria (DebtVictoria) are again Finalists for the BBB Torch Awards. See all Award Finalists listed here. The Torch Award is given by the Better Business Bureau (BBB) and is designed to name businesses who display excellence in a community. It is presented in recognition of their commitment to the BBB standards of Trust to benefit their customers, employees, and community in general....

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John Oliver’s take on Credit Reports

Posted by on Apr 15, 2016 in General | 0 comments

Funny video about Credit Reports. While credit is not usually a funny subject John Oliver does a good job of shedding some light on some facts about credit with his humorous twist. Most of it is relevant but remember he is in the USA, and they have 3 credit reporting agencies there but in Canada we only have 2 (Equifax & Transunion). We do not have the credit reporting agency called Experian here in Canada. It’s interesting how John Oliver...

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Debtor Warning – Debt Consultants Sometimes Not What They Appear

Posted by on Nov 18, 2015 in Debt Reduction, General | 3 comments

Today, I want to talk about two things. First, I’ve been meaning to share where people can find reviews of our 4 Pillars Victoria office. And second, I want to talk about what you need to know about debt consultants (also called debt counselors or debt settlement consultants). How can you avoid hiring a debt settlement company that is a scam? Do they prey upon vulnerable debtors? I’ll show you some immediate red flags. OK, first the reviews....

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BBB Torch Award Finalist 2015

Posted by on Nov 12, 2015 in General | 0 comments

We are excited to announce that we were chosen as a BBB Torch Award Finalist this year in the personal service category. I just wanted to say thank you to all of our amazing clients for nominating us for this Better Business Bureau (BBB Victoria BC) Award. This award is given to businesses based on the following criteria – Ethical Decision Making, Trustworthiness, Customer Service Excellence, and Community Engagement, and having a good customer...

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The Debt Cycle

Posted by on Jul 9, 2014 in Debt, General | 0 comments

More and more people are getting into debt because of how easy it is to get a credit card or to switch credit companies. Most people don’t want to be in debt, but sometimes circumstances are out of their control. Let’s say you’re in a two-income household and your partner loses his or her job. You still have car payments, house payments, daycare, and other bills to pay. These don’t stop when you lose your job. You may be able to defer...

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