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How it works

We help you put together the best plan to eliminate the most debt as fast as possible,
build excellent credit, and be financially successful.
1  Get to know each other

You – We care about your unique situation and goals. In this initial meeting we will learn about you. Answer all your questions, and educate you about the process and options.

Us – We are a small local specialized team of industry experts and we pride ourselves in giving empathetic one-on-one service; in person, on zoom. or by phone – it’s your choice 🙂

You will be empowered to make the best informed decision for you.

2  We customize a Debt Reduction / Credit Building / Financial Wellness plan for you

A. Reduce your debt by up to 70%.
B. Consolidate and Reduce your monthly debt payments by up to 80%
C. Protect your assets (you keep all of your assets, no changes here)
D. Build Excellent Credit
E. Financial Empowerment Education (How to manage money. budget. build and maintain credit)

3  We Represent / Advocate for you, and only you.

Most people are not aware of this fact; the majority of “debt relief” service providers represent your creditors (the people you owe money to – ex the bank). They get paid more if they collect more from you.

Their system does not work for you. it works against you.

You should work with us because we are the opposite. We work for you, and only you. We are on your team. And by advocating for you and educating you. We help ensure your opportunity for the best possible result; maximum debt reduction, fastest credit repair, and best overall financial result.

4  Aftercare – Financial Wellness Forever

The hard part is over, your debt is reduced and your stress is gone.
You care about your long term financial wellness, and so do we.
Our overall financial wellness plan for you includes our guidance helpinging become and stay financially successful:
a. Keep your budget balanced and avoid future debt
b. Build/maintain excellent credit
c. Accumulate savings/investments
d. Buy a house – step by step


Enjoy life after debt

We can help you reduce your debt by up to 80% and get your life back.

Compare Debt Programs

Lindsay, single working mom

Starting Debt $32,000

Saved 38% with Debt Victoria

  • Debt Victoria 20% 20%
  • Debt Consolidation 30% 30%
  • Credit Counselling 35% 35%
  • Minimum Payments 90% 90%

Debt we can help with


Credit Repair

Financial Wellness Planning


Debt Freedom

Debt Reduction

Debt Relief