Consolidate and Reduce your Debt

Are People in Debt Irresponsible?

Posted by on Mar 1, 2018 in Debt Reduction | 0 comments

JUDGENT WARNING – “People Who Get Into Debt Trouble Are Irresponsible With Their Money” – True or False? Let’s dispel some common negative myths about people who are in debt: We often get comments on our Facebook feed and find blogs written by people who say things like: “People who gets in trouble with debt are irresponsible. They should be made to pay their debts because I pay my debts off….” I have even seen some very uninformed people say...

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Conflict of Interest with Some Debt Relief Companies

Posted by on Aug 24, 2017 in Debt, Debt Reduction | 0 comments

When seeking advice on how to deal with financial matters it is very important for consumers to consider an advisor who can be unbiased and impartial. If that is not possible then it is important to at least understand when a conflict of interest or bias lies, and how it may affect the advice given to you from and advisor. As long as a consumer understands this they can ask better questions and make more informed decision when taking advice...

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Dealing With “ The Christmas Debt” Problem

Posted by on Jan 3, 2017 in Debt, Debt Reduction | 1 comment

For many years we have been helping people deal with their debt and we have noticed repeating patterns of financial problems that people encounter. One consistent problem is the accumulation of a lot of extra consumer debt around holidays and especially Christmas. Year after year in late January we are flooded with calls for help with Christmas debt caused by overspending. Based on what we have learned, we want to share with you a few tips and...

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The Wealthy Life

Posted by on Dec 8, 2016 in Debt Reduction | 0 comments

It was great to be a guest on this great financial show the wealthy life with Sybil Verch. Thank you, Sybil, for this great opportunity. It was an honour. I also want to say a huge thank you to Andrea Paquette coming on the show as well. She is a true example of leadership and bravery in our community by her willingness to speak publicly about her struggles with debt and Bipolar Disorder to empower others and help them get the right resources...

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Debtor Warning – Debt Consultants Sometimes Not What They Appear

Posted by on Nov 18, 2015 in Debt Reduction, General | 3 comments

Today, I want to talk about two things. First, I’ve been meaning to share where people can find reviews of our 4 Pillars Victoria office. And second, I want to talk about what you need to know about debt consultants (also called debt counselors or debt settlement consultants). How can you avoid hiring a debt settlement company that is a scam? Do they prey upon vulnerable debtors? I’ll show you some immediate red flags. OK, first the reviews....

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Answered – 9 Ways to Get Out of Debt

Posted by on Oct 30, 2015 in Debt Reduction | 0 comments

Based on working in the Credit and Financial industry for over 8 years now here is what I feel are the best ways to get out of debt. Really, if you condense down every program offered online these days in Canada for dealing with debt the all pretty much fall under one of these categories as there are really no other ways out of debt (legally) in this country. So here they are the best ways to get out of debt: 1) Sell Assets: ADVANTAGES – Pays...

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