As a proud member of the Canadian Debtors Association (CDA) we are excited to share their latest article about their new Certified Debtor Advocate Designation. The CDA is working hard to look out for the interests of people who are in debt.  A person in debt (debtor) having their own representation is quite rare in the debt relief industry which is predominantly made up of companies that represent the interest of the big banks (and all...

It was an honor and a lot of fun to be a guest on a podcast to discuss navigating a debt crisis. The hosts John Close and Andrew Langford are great hosts. Their show Obstacle Course is focused on helping people embrace challenges and overcome adversity. This episode is me sharing about my own experiences overcoming adversity from a financial reversal. Have a listen – Here is a summary of the Show: SLOW BLEED – we discuss how a financial...

The Covid19 Coronavirus pandemic and the shutdown response has caused a massive shock across Canada. We are feeling the pain of the many people who have called in for our help recently due to the negative impact COVID is having on their financial lives. In only a few months this pandemic has created a bigger need than ever for Canadians to seriously look at all of the great debt reduction and credit repair options that are available to them. We...

When seeking advice on how to deal with financial matters it is very important for consumers to consider an advisor who can be unbiased and impartial. If that is not possible then it is important to at least understand when a conflict of interest or bias lies, and how it may affect the advice given to you from and advisor. As long as a consumer understands this they can ask better questions and make more informed decision when taking advice...

Here is a new article by CBC considering some of the aggressive sales tactics of big Banks in Canada, and how they may be giving skewed advice that benefits themselves but hurts their clients! I like the fact that some of the branch managers are finally starting to speak up about what banks want out of their customers and how they make money. Most of us in the financial industry have always known that banks make a large part of their profits by...

For many years we have been helping people deal with their debt and we have noticed repeating patterns of financial problems that people encounter. One consistent problem is the accumulation of a lot of extra consumer debt around holidays and especially Christmas. Year after year in late January we are flooded with calls for help with Christmas debt caused by overspending. Based on what we have learned, we want to share with you a few tips and...