For many years we have been helping people deal with their debt and we have noticed repeating patterns of financial problems that people encounter. One consistent problem is the accumulation of a lot of extra consumer debt around holidays and especially Christmas. Year after year in late January we are flooded with calls for help with Christmas debt caused by overspending. Based on what we have learned, we want to share with you a few tips and...

It was great to be a guest on this great financial show the wealthy life with Sybil Verch. Thank you, Sybil, for this great opportunity. It was an honour. I also want to say a huge thank you to Andrea Paquette coming on the show as well. She is a true example of leadership and bravery in our community by her willingness to speak publicly about her struggles with debt and Bipolar Disorder to empower others and help them get the right resources...

Today, I want to talk about two things. First, I’ve been meaning to share where people can find reviews of our 4 Pillars Victoria office. And second, I want to talk about what you need to know about debt consultants (also called debt counselors or debt settlement consultants). How can you avoid hiring a debt settlement company that is a scam? Do they prey upon vulnerable debtors? I’ll show you some immediate red flags. OK, first the reviews....

Based on working in the Credit and Financial industry for over 8 years now here is what I feel are the best ways to get out of debt. Really, if you condense down every program offered online these days in Canada for dealing with debt the all pretty much fall under one of these categories as there are really no other ways out of debt (legally) in this country. So here they are the best ways to get out of debt: 1) Sell Assets: ADVANTAGES – Pays...