Consolidate and Reduce your Debt

A Big Break for Canadians with Student Loan Debt

Posted by on Jan 20, 2017 in Student Loan Debt | 0 comments

There is exciting news about Student Loans for anyone struggling to repay their student loan from the Federal Government. The Government of Canada announced in late October that people with student loans will not have to make payments on their student loan if they are earning less than $25,000.00 per year. From our understanding, a student will still need to apply for this program by going on the student loan website and applying for Premium...

Read More

Dealing With “ The Christmas Debt” Problem

Posted by on Jan 3, 2017 in Debt, Debt Reduction | 1 comment

For many years we have been helping people deal with their debt and we have noticed repeating patterns of financial problems that people encounter. One consistent problem is the accumulation of a lot of extra consumer debt around holidays and especially Christmas. Year after year in late January we are flooded with calls for help with Christmas debt caused by overspending. Based on what we have learned, we want to share with you a few tips and...

Read More

The Wealthy Life

Posted by on Dec 8, 2016 in Debt Reduction | 0 comments

It was great to be a guest on this great financial show the wealthy life with Sybil Verch. Thank you, Sybil, for this great opportunity. It was an honour. I also want to say a huge thank you to Andrea Paquette coming on the show as well. She is a true example of leadership and bravery in our community by her willingness to speak publicly about her struggles with debt and Bipolar Disorder to empower others and help them get the right resources...

Read More

Better Business Bureau Torch Award Finalists 2016

Posted by on Oct 6, 2016 in General | 0 comments

We are excited to announce that our office 4 Pillars Victoria (DebtVictoria) are again Finalists for the BBB Torch Awards. See all Award Finalists listed here. The Torch Award is given by the Better Business Bureau (BBB) and is designed to name businesses who display excellence in a community. It is presented in recognition of their commitment to the BBB standards of Trust to benefit their customers, employees, and community in general....

Read More

John Oliver’s take on Credit Reports

Posted by on Apr 15, 2016 in General | 0 comments

Funny video about Credit Reports. While credit is not usually a funny subject John Oliver does a good job of shedding some light on some facts about credit with his humorous twist. Most of it is relevant but remember he is in the USA, and they have 3 credit reporting agencies there but in Canada we only have 2 (Equifax & Transunion). We do not have the credit reporting agency called Experian here in Canada. It’s interesting how John Oliver...

Read More